Please note that this quiz serves as an informative tool. The results should not be considered definitive or final. A comprehensive review of your medical records is required to officially determine any pre-existing conditions.
The Pre-existing medical condition limitations do not apply to members 65 years and older.
Pre-existing conditions do not keep you from joining Impact. It simply means sharing will not occur for that particular condition, only for new conditions. And, with Impact, you can always experience savings for all conditions through our re-pricing . Speak to an enrollment specialist to fully understand this process.
We define pre-existing conditions as conditions in which known signs, symptoms, testing, diagnosis, treatment, or use of medication occurred within 36 months prior to membership (based on medical records).
*A known sign is any abnormality indicative of disease, discovered on examination/diagnostic testing before joining membership.
**A symptom is any subjective evidence of disease. In contrast, a sign is objective.
