1. Help Center
  2. What is Eligible for Sharing?

Are there sharing caps or limits?

Yes, there are some sharing limits.

  • For the first 60 days of membership, members are eligible to have up to $50,000 of their Eligible Medical Bills shared (excluding pre-existing conditions). Does not apply to newborns added within 30 days of birth. 
  • Maternity sharing is limited to $150,000 per single pregnancy event.
  • There is an annual sharing cap of $500,000 per member, but

  • no lifetime limit on sharing.

See the details in the guidelines.