Is there a lifetime limit to sharing?
There is no lifetime limit on sharing. There are a few unique circumstances, like maternity and the first 60 days of membership, which carry sharing limits. See full details in the Guidelines.
Sharing Limits:
- For the first 60 days of membership, members are eligible to have up to $50,000 of their Eligible Medical Bills shared (excluding pre-existing conditions). Does not apply to newborns added within 30 days of birth.
- Maternity sharing is limited to $150,000 per single pregnancy event.
- There is an annual sharing cap of $500,000 per member per membership year.
- There is no lifetime limit on sharing.