Will treatment for Motor Vehicle Accidents be shared?
Treatment related to injuries received while in motor vehicles is eligible for sharing, provided all legally required and industry recommended safety equipment was in use. Treatment-related to motorcycle accidents is limited to $100,000 per incident once PRA has been met, subject to co-share. Sharing will be secondary to the vehicle insurance. Treatment will not be shared if there is abuse of alcohol or legal drugs or the use of
federally illegal drugs.
This information can be found in the Guidelines under "Limited Sharing".
To submit medical expenses for processing, please fill out the Medical Expense Form found here: https://www.impacthealthsharing.com/forms
Note:
- Assignment of Third-Party Claims
In certain instances where a sharing event may have been caused by actions of a third-party, the member may be required to assign to Impact any and all rights that member has against all parties responsible for causing the injuries or illnesses. This is up to the total amount members provided to or for the benefit of the member and to reimburse Impact on behalf of members. This includes any and all amounts members provide to or on behalf of a member as a result of injuries or illnesses which result from the actions or liability of a third party, and/or which result in a settlement, judgment or other award or recovery to or by a member. - Impact Health Sharing is Secondary to Other Sources
If a member has insurance or is eligible/qualified for any insurance benefits or other health or welfare benefits, such as an employment-related health or welfare plan, worker’s compensation insurance, homeowner’s insurance, or fraternal benefits, the member is expected to take all reasonable steps to qualifying for such payments and to exhaust benefits available under those resources before submitting a request for sharing.